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Crusader Holidays - Holiday Insurance
 

Holiday Travel Insurance

A Special Holiday Travel Insurance Scheme is available for all passengers travelling on our holidays which is arranged with ERV (the UK branch of Europäische Reiseverscherung AG) who are Licensed by the Bundesanstalt fur Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority (FCA – www.fca.gov.uk) to undertake insurance business in the UK. Should you wish to take advantage of our Coach Holiday Travel Insurance please include the appropriate premium when booking your holiday.


Demands and Needs

We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information. We summarise below the details of the Insurance cover provided which also includes Mayday Assist - 24-hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.


IMPORTANT


We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.

We summarise below the details of the Insurance cover provided which also includes Mayday Assist - 24-hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.


Insurance Cover & Limits

CancellationsUp to £1,500
Missed Departure Up to £100 - UK / £300 - Europe
Travel DelayUp to £60
Personal Accident Up to £15,000
Medical and other Expenses including Curtailment Up to £2,000,000
Additional Travelling Expenses (UK) £1,500
Medical Inconvenience Benefit

£10 per 24 hours up to £100 (UK)
£15 per 24 hours up to £450 (CI & Europe)

Personal Property/Loss of Passport Up to £1,500/£200
Personal Liability Up to £2,000,000
Delayed Baggage Up to £100
Legal ExpensesUp to £25,000
14 day Refund Insurance Premium


Policy Excesses


£50.00 each and every loss and every incident, per insured person for Cancellation (£15 in respect of Loss of Deposit Claims), Curtailment, Holiday Abandonment, Medical and Other Expenses, Additional Travelling Expenses (United Kingdom), Personal Property and Money.


Pre-existing medical conditions
(Applicable to travel to all destinations)


It is a condition that at the time of taking out this policy and between that time and your departure you must comply with each of the following:

1) You are not aware of any reason why the trip should be cancelled or cut short
2) You are not travelling:
a) against the advice of a medical practitioner
b) for the purpose of obtaining medical treatment, or
c) if you have been given a terminal prognosis
3) You are not receiving or awaiting treatment for an illness or injury as a hospital day case or in-patient, as any claim arising from this illness or injury will not be covered.
4) If you are on medication at the time of your travel your medical condition must be stable and well controlled.

In addition if you are travelling outside England, Scotland, Wales or Northern Ireland, the following additional conditions will apply:

You must notify the Changes in Health helpline immediately of any of the conditions listed below arising between the date the policy is issued and the time of departure of the trip. Insurers must be informed of any fact which is likely to influence us in the acceptance, assessment or continuance of this Insurance. Failure to do so may invalidate this Insurance, leaving you with no right to make a claim.

1) If you have received medical treatment as a hospital day case, inpatient or out-patient during the six months prior to the booking of the trip, you must obtain medical advice from a medical practitioner at your cost confirming that you will be fit enough to take the trip.
2) if you are undergoing medical treatment as a hospital out-patient at the date the final balance of the trip is due to be paid, a certificate of fitness confirming your ability to travel must be obtained by you at your cost.

The Policy contains the following General Exclusions:

You are not covered for anything caused directly or indirectly by you suffering from Stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fit enough to take this trip.

You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip. 

Please note that our Holiday Travel Insurance Scheme is only available to residents of the United Kingdom



Cooling off period:


Your insurance certificate contains a “cooling off”. You should read your policy immediately to ensure it meets with your requirements. If for any reason it does not it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel which ever is the sooner. Your money will be refunded in full, provided no claims have been made or incident likely to give rise to a claim has arisen. If you cancel your policy after 14 days no refund will be given.

IMPORTANT - You may already possess alternative insurance(s) for some or all of the features and benefits provided by this product; it is your responsibility to investigate this.


Motts Leisure Limited are an Appointed Representative of Wrightsure Services (Hampshire) Limited who are authorised and regulated by the Financial Conduct Authority. (Their firm reference number is 311394).

   
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